Steve Hoare

Interview: 1xBet calls for communication, clarity and consistency from regulators

As regulated markets become more ubiquitous across the globe, there has been an increased focus on player protection measures. Operators are under more and more pressure to put all guardrails in place to ensure players don’t fall into problematic patterns.

But that is a challenge becoming increasingly difficult without effective and constructive dialogue with regulators, according to 1xBet’s Strategic Advisor, Simon Westbury.

Westbury, speaking exclusively to SBC News at SBC Summit 2025, warned that without open dialogue operators cannot possibly have the clarity or consistency to properly protect players.

He spoke as 1xBet collaborated with SBC Media on a research report on player protection in Western European markets.

“I think what we saw was regulators were viewed more like enforcement agents rather than people you could have a conversation with,” he said. “I’m talking about the three Cs. It was clear that we needed more communication between regulators and operators. Operators are asking for more clarity and also consistency.”

Confusion and uncertainty in western Europe
Some of the findings in the report include that 60% of operators marked the regulation in their primary jurisdiction as seven out of 10, with 43% saying they were unsatisfied, and 26% adding they were worried about the clarity of the information they had.

Some anecdotal data included that some UK operators are nervous to engage with the UKGC, because they didn’t want to look stupid, and Swedish operators looking at how enforcement was done in court cases to understand how the regulations should be applied.

Image: Simon Westbury/1xBet
“I think it’s slightly concerning,” Westbury added. “If we’re the standard bearer in Western Europe for player protection, then we’ve got a lot of work to do.”

Further stats within the body of research included that 30% of respondents said they apply the most stringent regulation if they’re multi-jurisdictional.

Westbury said that this simply isn’t conducive to being a global gambling operator.

“Now that’s mental,” he exclaimed. “In terms of personalisation and localisation for players, you have to suit people individually. Someone in Spain is different from someone in France.”

One consistent theme that Westbury identified was that there are clearly improvements required in operators’ dealings with regulators in most western European markets.

He explained: “I think it’s clear that everyone’s working towards the same goal on player protection, but there’s different rulebooks and different standards.

“Operators are confused and I don’t want to be too critical of regulators, but you can’t have an operator in a highly regulated market scared to engage with the regulator. That doesn’t make any sense to me.”

Who takes responsibility for responsible gambling?
In some quarters, particularly throughout media reports and political lobbies, there are accusations that the gambling industry doesn’t do enough on player protection leaving certain segments of consumers vulnerable to the risks of problem gambling.

When SBC News put the question to Westbury, he didn’t outright refute the claims, but noted that operators cannot be solely responsible for any harm.

“I think sometimes there’s a facade that we’re trying to do enough, but this report actually shows quite clearly there’s some challenges,” he said. “Maybe that isn’t a facade. Maybe we are trying to do everything we can.

“But when you read a regulation that’s written in beautiful legal language and you engage with a regulatory body and they just send you back the guidance, it’s not really helpful. You have to understand these guys are civil servants; they are enacting the regulation, but if it’s not clear, how can you enact it?

“That’s the challenge. It’s not that we’re not doing enough. I think at times we’re trying and failing, but I’m not going to put that on anyone’s responsibility.”

So if there is no responsibility for some of the failings, who should take responsibility for player protection. While a nuanced discussion, Westbury did outline that players cannot be held responsible for addictive personality, whether that is for gambling or alcohol or any other addictive behaviour.

He added that certain regulator actions mean that in certain circumstances they must bear the brunt.

For example, in Spain – one jurisdiction in which 1xBet is licensed – the DGOJ regulator is introducing an algorithm to act as a standardised form of risk detection for problem gambling.

He said: “I think this is why this algorithm that they’ve developed in Spain is going to be very interesting, because the onus really isn’t on the operator, it’s on the regulatory body to develop that algorithm and make that algorithm effective. If the operator has that algorithm and the algorithm doesn’t work, it’s not on the operator. It’s not our algorithm.”

Ultimately, though, Westbury did note that operators must take the majority of the responsibility, adding: “The onus has to be on the operator but the problem is when you put the onus on the operator and the regulations aren’t clear, there becomes a grey area which can be exploited, positively or negatively.”

Measuring responsible gambling efficacy
The conversation turned towards best practices for responsible gambling and while tools like deposit limits and interventions are commonplace, 1xBet’s advisor noted that dialogue between all stakeholders can help improve things even more.

That is why 1xBet decided to publish research – to begin a wider conversation around player protection in western European jurisdictions, often touted as some of the leading lights for responsible gambling measures.

Westbury noted: “We are a global company, but we have to have local specificity and that varies from market to market, because our edges are different, and also the regulations are different. We’re not asking for uniform regulations, but we just need more dialogue.

“I don’t think there is a best standard at the moment. I think this report shows that, and I think that this isn’t a one off that we’re doing.”

Finding best practices also include identifying the measures that are most effective in the player protection sector. But how can the industry actually measure this?

Westbury acknowledged that this can be a difficult task, but he pointed out that ensuring that keeping players in regulated markets can be a good barometer and this is driving 1xBet’s interest in acquiring licences around the world.

“The effectiveness is in identifying problem gamblers at the earliest stage so that nothing gets out of control,” he said. “How successful we are is pretty indeterminable to understand, because if you stop one and you find one problem gambler, that’s a result.

“It’s like everything, you can’t stop everyone and people in this day and age always find a way. That’s where we really need to work as an industry, because the black markets are growing in all countries and when the player goes there, they lose all aspects of protection.”

1xBet’s report into player protection in Western European markets is the first of a series of reports that the operator is producing on player protection in different regions. The company is looking to further its commitment to player protection and hopes that by producing research, it can provide valuable input into the conversation.

“You’re never going to make regulation and player protection sexy, but I think this report is interesting,” he said. “I’m looking forward to our other regional reports because the findings are going to guide where we go as an industry, and actually they give us a platform to elevate our performance as operators and regulators.”

You can download the International Player Safety Index by heading here.

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Estonia told that AML safety comes before gambling tax breaks

The Ministry of Finance of Estonia has declared that it will consider all economic risk elements before its signs-off on any tax cuts granted for online gambling.

The statement follows a recent assessment by the Financial Intelligence Unit (FIU), which reported a growing number of anti–money laundering (AML) incidents linked to gambling operators, particularly those serving cross-border markets.

Officials acknowledged that such incidents were “not unexpected” as Estonia’s gambling profile continues to shift toward online and international operations, but stressed that no new fiscal incentives would be granted without robust safeguards in place.

Breaks on wheels in motions

Treasury Deputy Evelyn Liivamägi said the Ministry would not support “any tax relief that weakens supervision or increases exposure to financial crimes.”

She added: “Estonia’s goal is not to become a soft target for unregulated capital. Tax changes can only be justified if we are certain that operators are fully vetted — their licences, IT systems, payments, and compliance records must meet the highest standards.”

The Ministry’s cautious tone could complicate the Reform–Eesti 200 coalition’s Economic Plan for Gambling, a programme included in the government’s 2023–2028 pact, which envisages Estonia emerging as a technology and operations hub for the European iGaming sector, potentially rivalling Malta.

The plan’s proposal to reduce the remote gambling tax by 0.5 percentage points annually until reaching 4% of GGR by 2028 — has been promoted by coalition lawmakers as a lever for foreign investment and a boost to sports funding.

“The wheels are in motion,” said Madis Timpson, Chair of the Riigikogu Legal Affairs Committee and the driving force behind the reform. “We see an opportunity to attract international operators, build local technology capacity, and reinvest part of the revenue into sport and culture. It’s about competitiveness and about showing that Estonia can think bigger.”

Full scale vetting
However, the Finance Ministry’s review could slow the legislative process, with officials insisting on a comprehensive vetting of all operators before any fiscal breaks are granted.

This includes not only checking licences but also verifying IT infrastructure, payment systems, and historical compliance records.

Liivamägi confirmed that new supervision measures would accompany any reforms, including stricter licensing audits and enhanced reporting obligations for foreign-facing platforms.

Finance Minister Jürgen Ligi has warned colleagues that “tax breaks for gambling represent a political risk,” arguing that reforms must strike a balance between competitiveness and accountability.

“We cannot simply lower rates and expect investment to follow. Our credibility depends on supervision, on traceable flows of money, and on cooperation with international partners.”

Industry analysts have also cast doubt on the government’s ambitions.

In a recent briefing titled “Pirates of the Baltic”, consultancy Regulus Partners criticised the policy as “too late and too contradictory,” warning that Estonia risks cutting taxes on a declining revenue base as major markets such as Finland, Ireland, and Norway move to license their own online gambling sectors.

Regulus noted that Estonia’s existing low taxes — currently 6% of GGR — have already attracted significant offshore activity, but that most of this income originates from unregulated or soon-to-be-regulated markets.

By 2027, the consultancy predicts, up to 60% of Estonia’s offshore hub revenues could vanish, leaving the government with fewer options to sustain its tax base.

“Estonia’s bid to rival Malta comes a decade too late,” Regulus commented.

“The country’s offshore model is being built on sand. Once Finland and Ireland regulate, and Norway tightens enforcement, the very markets fuelling Estonia’s hub status will disappear. At that point, the government will have cut taxes into a shrinking base — and the fiscal gap will be politically explosive.”

“The danger,” the firm added, “is not only economic but reputational. If Estonia enforces international standards rigorously, operators will move elsewhere. If it relaxes them to stay attractive, it risks being labelled the new ‘Malta problem’ of the north. Either path creates tension that no 4% tax can resolve.”

Has the ship sailed for Estonia
Prime Minister Kaja Kallas has so far maintained a measured position, describing the gambling tax debate as a “useful but delicate” part of Estonia’s broader fiscal reform agenda.

While backing the coalition’s goal of economic diversification, Kallas has reiterated that gambling revenues must remain tied to responsible and transparent outcomes, such as funding national sports infrastructure.

“We will not jeopardise Estonia’s reputation for financial integrity,” Kallas said in a press briefing last month. “Becoming a technology hub means meeting the highest regulatory and ethical standards — not lowering them.”

Despite Estonia’s many advantages — a fast-growing digital economy, a skilled tech workforce, and a reputation for regulatory efficiency — analysts and officials alike warn that the window to become a major European iGaming hub may have already closed.

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