Brazil draft wants banks and fintechs directly involved in black market fight

The Chamber of Deputies of Brazil has tabled a proposal which would see banks and fintechs play a deeper role in the fight against the black market, and safeguard the existing laws of the Bets regime.

As reported by SBC Noticias Brasil, Bill 182/2025 was presented by Congressman José Guimarães, Member of the Chamber of Deputies of Brazil, proposing to hold payment providers accountable for facilitating transactions related to illegal betting.

The proposal comes as Brazilian authorities continue to have concerns of the market’s transition from a grey to regulated status as of the 1 January adoption of the Bets regime.

Within the ranks of Congress and the Senate, anxieties have been expressed over the current vulnerabilities as illicit operators are deemed to be actively targeting users of the Bolsa Familia – Brazil’s national social welfare program.

The bill will require financial institutions to closely monitor customer accounts, flagging down payouts from bets made on illegal platforms and withholding a percentage which would then be paid back to the government. Failure to comply would result in fines or other penalties.

Guimarães outlined that this would not only diminish the profitability of illegal betting and therefore make it less appealing, but would also make it more traceable.

Brazilian news outlet O Globo further noted that based on Brazil’s Annual Budget Bill (PLOA), the draft bill will unlock around R$20bn (£2.7bn) in additional funding in 2026.

In his proposal, Guimarães stated that these funds will then be used to subsidise national health programmes, including prevention and treatment of gambling disorders.

“By jointly [making] financial and payment institutions responsible for facilitating transactions of unauthorised operators, the proposal creates an effective mechanism to block the financial flow of illicit activities and ensure the collection of taxes due,” the bill reads.

Additional provisions will ensure that those found guilty of promoting unlicensed gambling content will also face repercussions.

Response is overall positive
While the Brazilian Federation of Banks (Fedraban) confirmed that it fully supports any measures to reduce the influence of the black market, it also called for caution and asked for the bill to be carefully analysed to avoid any negative side effects.

The directive to directly monitor gambling deposits and transactions has received the backing of Finance Minister Fernando Haddad, who has been openly critical of the early developments in Brazil’s betting market.

Haddad previously instructed the federal police to investigate financial flows into licensed betting operators after the Central Bank reported suspicious activity. According to the Bank, in just one month, tax identification numbers linked to individual beneficiaries were used to channel more than R$3 billion into betting accounts.

Meanwhile, the National Association of Games and Lotteries (ANJL) fully welcomed the draft by saying that cutting the financial flow of illegal operators will inevitably make them weaker.

“With the creation of legal mechanisms capable of interrupting this financial flow, it will be possible to weaken irregular activity and protect the bettor,” the ANJL said.

September 15 will see SBC organise a ground breaking charity football event in Lisbon. Make sure you get the chance to see some of the most legendary names in football by securing your ticket today at https://www.legendscharitygame.com/

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Kindbridge announces Stigma Stand Down campaign for Colorado military

Active duty service members and veterans in Colorado are being provided with mental health and responsible gambling resources with the launch of a new initiative.

The Kindbridge Research Institute announced on Monday the debut of Stigma Stand Down (SSD), an initiative in Colorado aimed at combating mental health and gambling-related issues faced by active duty service members, veterans and their families.

Kindbridge is offering resources to Colorado service members and veterans with gambling disorder, which is 3.5 times more prevalent in service members and veterans compared to civilians. According to Kindbridge, SSD provides resources to a Colorado market that is home to more than 60,000 active duty and reserve military personnel.

Kindbridge is launching SSD with the help of grants from FanDuel and the Colorado Division of Gaming.

“Stigma is a silent enemy that leaves our service members and veterans isolated, harming their families, units, and mission readiness,” said Kindbridge ..

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Virgin Media O2 warns of surge in gambling scam texts

Virgin Media O2 is urging its British audiences to be vigilant of ‘scam messages’ promoting offers and prizes related to gambling and other business sectors.

The UK’s second-largest telecoms provider, with over 47 million connections across mobile, broadband, TV and fixed line, has raised concern about criminal gangs using gambling-linked messages to target consumers with fraudulent offers.

Analysis by Virgin Media O2 shows that the most common scam texts currently blocked or reported involve gambling or fake prize promotions:

As cited: “The most commonly reported messages right now are gambling or fake prize scams in which fraudsters offer free ‘credit’ on gambling sites, ‘prizes’ or ‘rewards’ with a link to an unsafe website. The criminals encourage people to hand over personal details including bank information to claim their prize.”

Scams on the rise…

While gambling prize messages dominate, Virgin Media O2 has also identified several other fast-rising scam tactics:

Hi Mum / Hi Dad scams, where criminals impersonate children in distress and ask parents for urgent money transfers.
Fake parking fines, threatening licence loss unless immediate payments are made online.
Recruitment scams, advertising lucrative but fake jobs to extract fees or personal data.
Car finance compensation scams, convincing victims they are owed refunds in exchange for sensitive details.

British audiences are urged to forward suspicious texts to 7726 (spelling “SPAM” on a phone keypad) or use the “report junk” feature on newer iPhones. Virgin Media O2 stresses that reporting helps its systems learn faster, blocking more messages before they reach customers.

A record year of scam texts
So far in 2025, Virgin Media O2 has blocked more than 600 million scam messages from reaching its customers’ phones — more than double the combined total of 2023 and 2024. The company uses machine learning systems to identify spam patterns and adapts quickly as new tactics emerge.

Murray Mackenzie: Virgin Media 02
Murray Mackenzie, Director of Fraud Prevention at Virgin Media O2, said: “Scammers aren’t sticking to old tricks; they’re evolving fast, tapping into trending news and targeting vulnerable people with fake prizes, job offers and financial compensation schemes. At Virgin Media O2 we’ve blocked more than 600 million scam texts already this year. By sounding the alarm, we’re helping spread the word and helping Brits swerve the scammers.”

He added: “With fraud continuing to increase, we’re reminding people to remain vigilant; always be cautious when receiving a call or text out of the blue, don’t share personal details, and report suspicious messages for free to 7726.”

Reformists want a tightening of clauses
2025 saw DCMS and the UK Gambling Commission (UKGC) impose new rules on direct marketing by operators. As of 1 May 2025, online gambling licences must ensure customers can opt-in by product type and preferred communication channel before receiving promotional offers.

The new rules aim to empower players with more control over the marketing they receive — and prevent them from being bombarded with unwanted offers.

Despite the changes, gambling reformists argue the measures do not go far enough. Campaigners have urged DCMS to revise the Gambling Review’s White Paper to include stronger protections on opt-in clauses and clearer rules on how licence-holders can engage with audiences.

The matter has been formally raised with the Information Commissioner’s Office (ICO) and the Advertising Standards Authority (ASA), calling for stricter oversight of data protection and valid consent to be applied in all gambling marketing.

UKGC’s pledge

Yesterday, Tim Miller, Executive Director of Policy at the Gambling Commission, addressed the forum of Peers for Gambling Reform (PGR). In his speech, Miller stressed that further reforms lie beyond the recommendations of the White Paper, which should not be viewed as an end point for gambling regulation in the UK.

The Commission, he noted, is governing an evolving gambling landscape, with priorities centred on licence accountability and consumer protection against the black market. Miller underlined that the UKGC welcomes dialogue, feedback and scrutiny to safeguard gambling consumers well beyond the implementation of the White Paper’s measures.

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PAGCOR points to the Philippines’ looming black market threat

Amidst continued speculation about the future of online gaming in the Philippines, PAGCOR has underpinned the significant economic impact of the regulated sector.

PAGCOR Chair and CEO Alejandro H. Tengco emphasised that a significant amount of fees stems from licensing in the country.

Tengco stated: “Because of its huge potential, online gaming has become an important source of funds for our nation-building commitments, including PAGCOR’s support for education, health care, and community development.

“Every peso we collect from the gaming sector translates to meaningful projects such as classrooms for our children, health programs for our people, and safe spaces for communities in times of calamity. This is how we ensure that gaming directly benefits Filipinos.”

PAGCOR and President Marcos’ Government have been at loggerheads in recent months as the country sits on the cusp of a new era of gambling regulation.

Speculation over a total ban on the vertical has been rife, with local media reporting that a total of four bills, three resolutions and a privilege speech addressing the impact of the online gaming industry will be discussed by the Philippine Senate’s Committee on Games and Amusements.

PAGCOR is not only pointing to the economic impact of the regulated market as a key reason for the market not to be outlawed, but also the looming threat of the black market.

“These illegal sites not only deprive the government of much-needed revenues but also expose Filipino players to numerous risks,” Tengco noted.

The PAGCOR CEO underpinned enhanced enforcement against the illegal sector, emphasising its “commitment to strengthening regulation and enforcement to ensure that only legitimate and properly monitored operators are allowed to operate”.

Recent research revealed specific concerns over the continued offering of e-sabong, also known as cockfighting.

Central to the enticing of players to the black market was the allure of juiced-up bonuses of 108%, epitomising the hurdles faced by the regulated market when it comes to tackling engagement with illegal operators.

At the heart of the differentiation in marketing approaches is the affiliate strategy undertaken by both the regulated and the unregulated sectors.

The report revealed that many unregulated operators provide lucrative affiliate programs, sometimes offering 45–65% of gross gaming revenue to attract strong collaborations.

iGaming Expert Analysis: The news narrative tug of war shows no signs of slowing in the Philippines. As we hurtle towards legislative clarity PAGCOR will be doing all it can to underpin the threat of the black market, in a bid to avoid what it would depict as disastrous prohibition action from Marcos’ government.

September 15 will see SBC organise a groundbreaking charity football event in Lisbon. Make sure you get the chance to see some of the most legendary names in football by securing your ticket today at https://www.legendscharitygame.com/

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FanDuel and ESPN Bet latest sportsbooks to add NFL injury refund measures

Two more U.S. sportsbooks have hopped on the bandwagon and introduced measures designed to allow NFL bettors to protect their bets in the event that a player leaves the game with an early injury.

After DraftKings unveiled its Early Exit program a few weeks ago, which allows users to receive cash credits equal to the amount wagered if the bet in question is “significantly impacted” by a player leaving the game early due to injury, FanDuel and ESPN Bet have followed suit.

FanDuel announced on Sept. 2 a new Bet Protect program, wherein customers get bonus bets back on pre-game NFL player props if the bet-on player gets injured in the first quarter of a game. The program will pay out all straight wagers in bonus bets within 24 hours, while parlays will be re-priced with new odds. If the player in question was the only losing leg, the parlay or SGP will be paid out in bonus bets like a straight bet.

Then, on NFL kickoff day on Sept. 4, ESPN Bet launched an “injury insurance” policy that ..

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Government and Commission call for patience from reformers

At the Peers for Gambling Reform event in London, reformers continued to demand a new Gambling Act despite continued assurances that there has already been quite a lot of reform following the White Paper At the Peers for Gambling Reform event in London yesterday (September 4), Gambling Commission Executive Director Tim Miller and the UK’s…

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FanDuel recruits ex-NCPG chief Keith Whyte as RG strategist

FanDuel has marked Responsible Gaming Education Month (RGEM) with a major personnel hire, recruiting former National Council on Problem Gambling (NCPG) chief Keith Whyte as a responsible gambling strategist.

FanDuel announced on Wednesday that former NCPG Executive Director Whyte has joined the operator as its new responsible gaming strategic advisor. Whyte left the NCPG abruptly and unexpectedly in January after 26 years with the organization, and not much light has been shed on his departure in the months since.

Now, he will advise the U.S. market-leading sportsbook on shaping its RG strategy and programs moving forward, including identifying new opportunities for advocacy, advancing and extending partnerships and leading and developing various RG-focused events. He will also contribute to FanDuel’s ongoing responsible gaming initiatives, including consulting on and creating new content for the Trusted Voices: Conversations About Betting program, which FanDuel launched last year in..

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Brazil launches campaign to tackle overwhelming illegal gambling market

More than half of Brazil’s betting market is still being run by unlicensed operators, according to new figures from the Brazilian Institute of Responsible Gaming (IBJR).

The body has warned that since the market launch at the start of this year, this illegal activity has been leaving players exposed to fraud while draining potential tax revenue from the state.

To address the problem, IBJR has launched a new nationwide campaign, ‘No More Goats in the Room’, aiming to highlight the dangers of the black market and encourage bettors to stick with government-approved sites carrying the .bet.br domain.

Campaign brings issue into focus
The initiative is running across TV, radio, billboards and social channels until December. Its central theme – the “goat in the room” – is used to represent an obvious but often ignored problem, the organisation explained.

With 51% of the country’s betting market consisting of illegal operations, Fernando Vieira, Executive President of IBJR, said: “The goat in the room represents a problem that many see, but that needs to be addressed directly.

“Illegal betting is a risk for bettors, who have no one to turn to in case of fraud, and a loss for society, as it doesn’t generate taxes that would otherwise benefit the population.

“The campaign brings this discussion to the general public, promoting education and knowledge, and alerting people to ways to recognise platforms regulated by the Federal government and thus protect themselves from scams.”

Brazil’s nationwide betting market was launched on 1 January 2025 after years of legislative debate and development, with provisions around licensing, payments, player protection and sports integrity written in.

However, the market launch and evolution in the following months has seen, unsurprisingly, some tricky adjustments. Above all of this, the regulated industry is concerned about the lingering presence of illegal firms, as well as the way these operators market themselves such as via influencers.

The federal government has been issuing licences through the Secretariat of Prizes and Bets since January, offshore operators still continue to attract Brazilian customers with no regulatory oversight.

Risks to players and society
The Institute pointed to three main issues with illegal platforms: minors can gain access without checks, bettors risk losing their money without protection and the sites are often used to launder funds.

Licensed operators, in contrast, must run ID and facial recognition checks and are subject to anti-fraud monitoring.

The work was developed by agency We. Executive Creative Director, Carlos Schleder, detailed: “We sought a creative resource that literally demonstrates how illegal gambling can invade people’s daily lives.”

Meanwhile, fellow Director Kleyton Mourão added: “Ignoring the problem doesn’t encourage dialogue, and without it, there’s no solution. This is the first initiative to place the issue of illegal gambling on the national agenda and highlight how crucial this issue is to promoting concrete transformations.”

New tools and strong reception
The campaign also brings a digital element, with IBJR opening an Instagram account and launching Betalert – a tool that allows users to check whether a betting site is licensed by entering its URL.

Before launch, the Institute said that it tested the campaign with 1,000 people across the country. The results showed 78% considered the content credible and 77% said it was enjoyable, with the goat metaphor proving particularly memorable.

The latest push from IBJR, founded in 2023, reinforces the group’s message that illegal betting remains the biggest challenge for a sustainable and responsible industry.

September 15 will see SBC organise a ground breaking charity football event in Lisbon. Make sure you get the chance to see some of the most legendary names in football by securing your ticket today at https://www.legendscharitygame.com/

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ASA closes CAP Code loopholes on gambling content 

The UK Advertising Standards Authority (ASA) has announced a significant extension to the Code of Non-broadcast Advertising and Direct and Promotional Marketing (CAP Code).

For the first time, the rules will explicitly apply to non-paid-for online marketing communications such as social media posts targeting UK consumers, regardless of where the advertiser is based.

The update aims to close long-standing regulatory loopholes and ensure that all UK-licensed businesses adhere to the same advertising standards, even if they operate from outside the UK – with new rules specifically designed for UK gambling licences.

Under the existing remit, offshore operators based in foreign jurisdictions such as Malta and Gibraltar were able to bypass CAP Code rules related to marketing communications.

Feedback to ASA recognised liabilities in the Code with regards to social media content promoting gambling services UK audiences, that was left outside of regulatory boundaries.

UK gambling licences were alerted that as of 1 September, exemption on non-paid content no longer apply. All operators holding UK licences must now ensure their unpaid marketing communications comply in full with the CAP Code.

“The amendment ensures all marketing communications targeted at UK consumers by licensed gambling operators are regulated and held to account by the same body (i.e. the ASA).

“The amendment to the scope of the Code is therefore made in line with better regulation principles, particularly to support consistency in regulation.”

Rules will be applied to all UK-targeted content on social media platforms such as Instagram, TikTok, X and YouTube.

In its statement, the ASA said the rule extension brings social media marketing by licensed gambling operators into scope, regardless of where those operators are located. It stated that the change promotes stronger regulatory standards and consistency in rules applied to UK gambling advertising.

While the new rules are already in force, the Committee of Advertising Practice (CAP) has launched a three-month consultation to gather feedback from the industry. A formal review of the changes is expected in December, following the conclusion of the consultation period.

The ASA has clarified that this extension applies exclusively to the gambling sector. It does not, at this stage, apply to advertisers from other industries that do not have a UK-registered address.

Changes to the CAP Code come amid growing public and political pressure to strengthen controls on gambling advertising across digital platforms, particularly given the heightened exposure of young users to promotional content.

CAP Code changes related to gambling advertising have been ongoing since 2022 and as part of the Gambling Review. Most notably ASA and CAP applied changes to the appeal and aesthetics of gambling ads, in which promotions can no longer feature athletes, celebrities or social media influencers.

Campaign restrictions were further tightened by CAP demanding that all online adverts promoting gambling have a base age guidance of +21, to prevent age-restricted content from being served to children.

Dr Raffaello Rossi: University of Bristol
Dr Raffaello Rossi, a senior lecturer at the University of Bristol, welcomed the update, describing it as an important (albeit overdue) — step towards improved consumer protection.

Rossi, alongside other academics, had sent ‘several letters’ to the ASA to highlight the loophole in 2021, noting that gambling operators could avoid UK social media advertising regulations simply by relocating registered offices abroad.

“This is an important, though long overdue step for consumer protection and regulatory consistency in UK advertising.

Until now, social media advertising by some of the largest gambling operators — such as Paddy Power, Bet365 or Ladbrokes — often fell outside the remit of the ASA, because their businesses were registered abroad, even though they held a UK gambling licence.”

Dr Rossi thanked colleagues at the Bristol Hub for Gambling Harms Research, University of Bristol Business School, the APPG on Gambling Reform, Sanya Burgess, and Lord Foster of Bath for supporting the initiative.

UK gambling licences were informed that CAP will review the impact of the extended remit following a three-month period, deemed a timeframe that is necessary, given that the changes primarily affect a narrow category of non-paid social media content. Furthermore changes are not expected to be applied to a broader range of advertisers.

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Unibet fined for offering unauthorised sports bets in the Netherlands

The Netherlands Gambling Authority, Kansspelautoriteit (KSA), has imposed a penalty on Optdeck, the local operator behind the Unibet brand.

Unibet’s Dutch domain has been penalised for offering bets on prohibited markets. The bets included ones on corner kicks, yellow cards and matches involving players under the age of 21.

The violations occurred multiple times between October 2022 and May 2025, with the KSA imposing a weekly fine of €75,000, capped at €450,000.

The KSA had previously addressed Unibet regarding these offerings but found the company’s actions insufficient to prevent recurrence.

The authority explained on its website: “Under Dutch gambling law, betting on certain matches and event components is prohibited. This is to protect the integrity of the sport and prevent manipulation of these bets.”

The ruling aims to underline the regulator’s focus on protecting the integrity of sporting events and ensuring operators comply with Dutch law. Operators offering bets on specific match events or youth competitions face strict oversight, with penalties applied when violations occur.

More power pending
As the Netherlands moves towards its October general election, gambling is starting to take a key place in the political debate.

The centre-right People’s Party for Freedom and Democracy (VVD), led by Dilan Yeşilgöz-Zegerius, has set out its stance in a newly published manifesto. Among the proposals is a plan to hand the KSA broader powers.

The VVD believes a stronger regulator would be able to oversee the online market more effectively, limit gambling-related harm and deal more decisively with illegal activity.

By including gambling policy in its election programme, the party has opened the door for the sector to become a bigger talking point during campaigning, alongside other consumer protection issues.

The topic had already been on the government agenda for some time, but a package of reforms was shelved when the government collapsed in June. Although it remains firmly on the general political agenda, as seen by the VVD’s policies, the Minister responsible for tabling the reforms has now vacated his position for unrelated reasons.

Not Unibet’s first regulatory rodeo this year
Meanwhile, this is not the first penalty this year for the Unibet brand. Over in Australia, the company was fined AU$1m (£480,700/€560,100) a few months back for failing to shut down hundreds of customer accounts linked to Australia’s national self-exclusion system.

The country’s Communications and Media Authority (ACMA) said its investigation found that the FDJ United-owned company had breached the Interactive Gambling Act 2001 more than 100,000 times.

At the centre of the case were 954 accounts that were not closed after players registered with BetStop, the country’s National Self-Exclusion Register (NESR). The ACMA highlighted that 45 of these accounts remained active for more than 190 days after exclusion.

September 15 will see SBC organise a ground breaking charity football event in Lisbon. Make sure you get the chance to see some of the most legendary names in football by securing your ticket today at https://www.legendscharitygame.com/

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