SBC News

Belgian rule change fuels black market participation

A new study has revealed that a major change to Belgium’s gambling legislation has fuelled engagement in the black market.

In September 2021, Belgium officially raised the minimum age for all forms of gambling to 21, however, the legislation appears to have had an adverse impact on thwarting the black market.

According to a report commissioned by the Belgian Association of Gaming Operators (BAGO), participation in the black market among young people aged 18-21 has risen to 65%, a 15% increase since the rule change was implemented.

Overall, the study found that one in four Belgian players access unlicensed gaming platforms, a figure that had led BAGO’s Chair, Tom De Clerq, to warn that the country “risks losing control of its gambling market”.

“We are on a slippery slope,” he said. “While licensed gambling sites are subject to strict rules, invest in responsible gaming and actively protect players, illegal operators are given free rein. And that has consequences: more and more people, especially young people and vulnerable target groups, end up in an illegal circuit without rules, without control and without protection.”

Perhaps most worryingly, the report also notes that almost half (47%) of those who had excluded themselves from gaming had begun again through illegal channels.

This highlights, according to BAGO, the danger of the black market given that it operates outside the country’s legal framework and does not offer any forms of player protection measures, such as age verification, registration to Belgium’s self-exclusion programme or deposit limits.

BAGO has attributed the rise of the black market to “intense advertising” campaigns across social media.

In light of the concerning data, BAGO’s Vice-President, Emmanuel Mewissen, reiterated the organisation’s support for a new government agreement aimed at intensifying the fight against illegal gambling and enhancing player protection in Belgium.

The new agreement focuses on three main tenets: intensifying the fight against illegal gambling, modernising Belgium’s regulatory framework and ensuring legal certainty for operators through stable and transparent legislation.

“[The agreement] should give the Gaming Commission the means to grow into a powerful regulator. This is the only way it can effectively tackle illegal providers, protect consumers and maintain a well-regulated private market,” concluded Mewissen.

Read more

Romania approves Bill to overhaul gambling self-exclusion 

Romania will adopt a new comprehensive self-exclusion programme designed by the reforms of the Save Romania Union (USR) Party.

On Tuesday, the USR Party claimed its ‘first victory’ in its mission to overhaul the governance of Romanian gambling, in the aftermath of auditing scandals embattling the National Gambling Office (ONJN).

The bill, authored by USR deputy Diana Stoica, was cleared by the Senate’s Legal Committee on the grounds of being a general consumer protection and addiction prevention measure. The Bill is set to be debated in full on 10 June.

“The voice of tens of thousands of addicts has been heard,” said Stoica.

“The state must stop complicity with the gambling industry and intervene firmly. We cannot treat addiction with bureaucratic indifference.”

Romania will introduce a mandatory online self-exclusion register, hosted on the ONJN website, alongside strict processing deadlines: operators must act within 24 hours, and the ONJN must update its database within 48 hours.

Crucially, the bill includes a provision for a six-month licence suspension for operators who fail to comply, a tougher framework sought by lawmakers to protect Romanian consumers. Key measures include:

Online self-exclusion through the ONJN portal

Mandatory processing times: one day for operators, two days for ONJN

48-hour refund requirement for excluded players who are allowed to bet

Minimum 12-month “cooling-off” period for indefinite self-exclusion

Public reporting on processed exclusions

Mandatory signposting to addiction support services

The bill requires ONJN to publish exclusion request statistics which represents a move toward increased transparency for an industry that has faced criticism for being unclear.

The USR reform package includes this legislative initiative as part of its broader scope. The USR party supports a second bill that proposes to establish a strict spending cap for gambling which would cap player expenditures at 10% of their reported monthly earnings.

The proposal faces postponement because Romania conducted presidential elections recently. President Nicușor Dan who won the election on 18 May has not named any senior officials or defined his regulatory approach. The absence of executive appointments has caused a delay in the parliamentary assessment of USR’s affordability bill.

Scrutiny now turns to the ONJN that has begun a new leadership tenure of president Vlad-Cristian Soare. Tasked with restoring credibility to the regulator, Soare has pledged to end political interference and prioritise consumer safeguards and market integrity.

The self-exclusion bill now moves toward Senate approval which reform advocates see as essential for Romania to achieve European standards in gambling oversight. The USR views the bill’s passage as evidence that systemic change is starting to advance after multiple years of regulatory inertia.

Read more

Svenska Spel subject to compliance probe days after court win

Svenska Spel, Sweden’s state-owned betting and gaming company, cannot get a break at the moment, having been placed under supervision by the country’s gaming inspectorate, Spelinspektionen.

The regulator has initiated a review of Svenska Spel, alongside state-owned racing body AB Trav och Galopp (ATG) and Malta-based lottery brokerage app Lotto Direct Ltd, to check compliance with the Swedish Gambling Act of 2018.

Spelinspektionen’s scrutiny is particularly focused with one specific section of the Gambling Act, this being a requirement that licence holders notify the regulator of any changes in an application or registration.

The regulator states that it will publish the results of the reviews when a decision has been made. This will include any decisions around an intervention, which could range from anything to a warning to extra licence conditions to a fine or penalty.

While nothing is concrete, the timing of this investigation is not ideal for Svenska Spel in particular, coming just three days after the operator won a landmark court decision against a Spelinspektionen court decision.

Svenska Spel and Spelinspektionen – a long-running battle
The recently solved legal spat between Skolinspektionen and Svenska Spel dates back to 2021 when the regulator conducted an audit 17 October-17 December including an examination of 10 customers who had lost money during that period.

The audit concluded that Svenska Spel had not acted proactively enough in preventing harm and potential problem gambling among the 10 customers examined. The firm was criticised as being too ‘passive’ in implementing its duty of care policies, particularly due to the players in question already being classified as high risk.

All 10 players had high deposit limits, made large deposits and incurred large losses, while also making several deposits a day and playing frequently, including at night. Some had also excluded themselves from certain games.

In March 2024, the regulator issued Svenska Spel a SEK 100m (€90,000) penalty for failing to meet the duty of care standards of the 2018 Gambling Act. Svenska Spell responded to this with an appeal, which the Administrative Court in Linköping recently reached a decision on.

A milestone moment
In a rare case of a court siding with a gambling firm against a regulatory decision, the Linköping Court ruled against Spelinspektionen’s decision. This decision was based on the fact that Svenska Spel had taken ‘several gambling liability measures’ against the 10 customers including access limitations and restrictions.

The interventions showed that the operator had been taking action against the customers’ excessive gambling, the court stated that it could not share the same opinion of Spelinspektionen. The court also stated that it does not believe it was sufficiently clear that Svenska Spel had failed to avoid the penalty.

“It is gratifying that the Administrative Court upholds our appeal and overturns the decision of the Swedish Gambling Authority,” said Fredrik Wastenson, CEO and Business Area Manager at Svenska Spel Sport & Casino AB.

“We appealed because we believe that the penalty fee is disproportionate in relation to the shortcomings and because there is a need to create greater clarity in the interpretation of the duty of care.

“We believe that the authority may only take measures that are supported by the legal order, the so-called principle of legality, which the court has also stated.”

However, the resumption of an investigation into Svenska Spel for potential compliance failures shows that the regulator is not out of the woods yet. Though this review is not related to the previous audit and penalty, it does demonstrate the relentlessness of regulation in this industry.

In the background, Sweden’s Tidö Coalition government has yet to present a formal plan to split Svenska Spel’s business.

The coalition supports a proposal to divest Svenska Spel’s online gambling and sports betting division to the private sector, while retaining its lottery and keno operations as a state monopoly. The initiative is backed by the Moderate Party and the Sweden Democrats, who argue that the state should not be involved in competitive online gambling.

Read more

UK advertising body questions LiveScore over ads seen by minors

The UK’s Advertising Standards Authority (ASA) has warned LiveScore and LiveScore Bet about advertising to minors.

Two ads were flagged down by a complainant, who observed the betting promotions on LiveScore’s under-18 Android and iOS apps. Users who clicked on the ads were subsequently redirected to LiveScore Bet.

It is important to note that LiveScore is a sports data app, while LiveScore Bet the group’s betting and gambling platform. The latter also uses the former as an advertising partner.

When questioned about the issue, LiveScore Bet pointed out that LiveScore’s app itself had two distinct account systems – one for under-18s and one for adults. It further noted that after it was notified, a test was carried out to try and replicate the occurrence on an Android device to no success.

On iOS however, the operator explained that there was a historic version of the app that did have a technical error where such promotions were displayed to under-18s in some instances.

With the latest app update showing no signs of error, LiveScore Bet added that the issue was isolated to only one version of the app, therefore impacting only a small number of users.

Responding to the ASA in its own statement, LiveScore also asserted that it maintains extensive age gating across its LiveScore sports media and data product to ensure that any underage consumers using this non-betting platform cannot access the betting one.

The firm maintains that a ‘technical bug in this safeguarding’ led to the issue with the ads outline above. It also argues that one of the two ads raised by the complainant ‘has still never been verified as accurate’.

“LiveScore Bet has nothing to gain from under-18s seeing our adverts, given that such an audience cannot use our products,” LiveScore’s statement declared.

The ASA acknowledged the explanations, but maintained that it had seen the ads appear on the Android version, even if it was caused by a technical fault.

Deeming the promotions “not appropriately targeted”, the advertising authority requested for stricter measures to ensure that this does not happen again, and will most likely monitor the apps more closely moving forward.

Read more

NY Senate bill requires insurance coverage for problem gambling

New York State Sen. Joseph Addabbo introduced a new piece of legislation aimed at providing problem gambling prevention and treatment services to players.

Addabbo introduced Senate Bill S8352 on Wednesday as a measure requiring insurance companies to provide problem gambling services. The bill amends New York’s existing insurance law to require insurance policies that provide medical or similar coverage to offer outpatient coverage for the diagnoses and treatment of problem gambling.

Addabbo has filed his latest bill as he anticipates an increase in New Yorkers seeking help for problem gambling as the gaming industry continues to diversify across the country.

Under current New York law, insurance providers are not required to cover problem treatment offered by the New York State Office of Addiction Services and Supports (OASAS). Problem gambling treatment is only covered if the person has an associated substance use disorder. The office oversees more than 1,500 addiction prevention ..

Read more

NFL pledges $600,000 to research college athlete gambling behavior

The International Center for Responsible Gaming (ICRG) has partnered with America’s most popular professional sports league.

On Wednesday, the ICRG announced it reached a deal with the NFL to address the impact of gambling behaviors on college athletes and students. As part of the pact, the NFL Foundation is donating $600,000 over three years to fund research on the risk factors and impact of gambling on college athletes and students. The research, led by the ICRG, will help identify strategies to reduce gambling-related harm through education and policy.

The research will focus on how college students interact with gambling platforms.

“The NFL has once again demonstrated its commitment to player and fan protection by supporting this critical research targeting young adults,” said ICRG President Arthur Paikowsky. “The NFL and ICRG together will make a meaningful contribution to understanding and implementing policies and programs that support a safer gambling environment.”

The NFL ..

Read more

Svenska Spel wins landmark legal decision against regulator fine

Svenska Spel Sport & Casino AB has successfully challenged a SEK 100m penalty fee (approximately £7.7m) from the country’s gambling authority, Spelinspektionen, for duty of care failures.

The decision was issued by Sweden’s Administrative Court in Linköping and led to the operator calling for “greater clarity” when it comes to its duty of care interpretation.

The court emphasised that it disagreed with the assessment of Spelinspektionen based on the “legality principle”, which states that an authority may only take measures that are supported by the legal order and that it must be “sufficiently clear” what individuals must do to avoid a penalty.

Duty of care penalty

In March 2024, a warning and a penalty fee were issued to Svenska Spel by Spelinspektionen following an audit of the operator in 2021, in which the authority says the operator did not fulfil its obligations under Chapter 14, Section 1 of the Gambling Act, the supervision of duty of care.

Spelinspektionen blamed Svenska Spel for not working actively or proactively enough to protect ten customers who showed signs of potential gambling harm between 17 October and 17 December 2021, issuing a warning and a penalty fee of SEK 100m as a result.

In its appeal to the Administrative Court in Linköping, Svenska Spel argued that it did meet the requirements of Chapter 14, Section 1 of the Gambling Act, stating that it continuously monitors its customers’ gambling behaviour and has taken action to help players reduce their gambling when necessary.

The operator also claimed that since there’s nothing within the constitution that states which measures should be taken and when, its own measures should therefore “be considered sufficient when examining whether there were grounds for intervention”.

Administrative Court sides with Svenska Spel

In response, the Administrative Court has sided with Svenska Spel by taking a “legality principle” approach, stating that the authority can only take measures supported by legal order and that it must be “sufficiently clear” what must be done by individuals to avoid a penalty.

The court also highlighted the customer behaviour monitoring action undertaken by the operator.

“The court believes that the fact that the customers made large losses is primarily evidence that they have been gambling excessively. At the same time, the court notes that before, during and after the period covered by the supervision, Svenska Spel has taken several gambling liability measures against the ten customers, including certain access limitations and restrictions.”

The Administrative Court noted that while it understands Spelinspektionen’s perspective on querying if Svenska Spel took sufficient and quick enough measures to protect players from gambling harm, at the time of supervision, there were “no concrete rules and practices for licensees to follow” regarding which measures and when they should be taken to fulfil the duty of care.

“The assessment of whether it is right to intervene with a warning and a penalty fee must therefore be characterised by restrictiveness in order to be compatible with the principle of legality.

“The Administrative Court’s overall assessment is that it has not been shown that Svenska Spel has failed in its duty of care under Chapter 14, Section 1 of the Gambling Act in such a way that it constitutes grounds for intervention under Chapter 18, Section 12 of the Gambling Act. The Court has therefore decided to overturn the Gambling Authority’s decision.”

The Administrative Court’s judgment can be appealed to the Court of Appeal in Jönköping.

‘Greater clarity’

Svenska Spel has stated that it is pleased with the Administrative Court’s decision and has also called for clarification regarding the interpretation of the duty of care.

“It is gratifying that the Administrative Court upholds our appeal and overturns the decision of the Swedish Gambling Authority,” commented Fredrik Wastenson, CEO and Business Area Manager at Svenska Spel Sport & Casino AB.

“We appealed because we believe that the penalty fee is disproportionate in relation to the shortcomings and because there is a need to create greater clarity in the interpretation of the duty of care. We believe that the authority may only take measures that are supported by the legal order, the so-called principle of legality, which the court has also stated.”

Read more

EU study urges policy rethink as teen addiction shifts to digital abuse

European schools, health agencies and youth bodies have been advised to prioritise mental well-being and prevention activities to help teenagers avoid-or-overcome negative addiction outcomes.

The recommendations form part of the Eighth European School Survey Project on Alcohol and Other Drugs (ESPAD), undertaken by EUDA, the European Union Drug Agency.

A one-of-a-kind study, the ESPAD Report was conducted on 113,800 students aged 15- to 16-years-old, across 37 European countries (excluding the UK). The age range of 15-to-16 is viewed as vital by researchers, as students are surveyed at a formative point of their teenage experience prior to entering adulthood.

EUDA underscores the relevance of the ESPAD Report which “marks 30 years of monitoring adolescent risky behaviours across Europe, with 37 participating countries”.

An overview details “long-term declines in substance use, emerging trends raise new concerns,” as smoking prevalence has decreased across all countries, but researchers view new trends.

The ESPAD Report tracks the prevalence of cigarette smoking, alcohol consumption, e-cigarettes, cannabis, hard drugs, gambling with money, gaming and social media, and other substance abuses. While long-term declines in smoking and alcohol consumption are encouraging, the rise in behavioural addictions grows in concern.

EU Teens mixed experience of gambling
Gambling, both offline and increasingly online, remains prevalent across the continent. According to the findings, 23% of European students reported gambling for money in the past year, whether through slot machines, betting shops, or online platforms.

Italy leads the board with the highest gambling prevalence at 45%, followed by Iceland at 41% and Greece at 36%. Georgia reported the lowest figure at 9.5%. Italian teenage boys are significantly more likely to gamble than girls 29% vs 16% though Iceland is an outlier, where the rates are nearly identical at 40%.

The survey reveals that traditional gambling remains popular with 85% of student gamblers preferring physical venues like bars and clubs. That figure rises to 98% in Italy. However, the shift towards digital gambling cannot be ignored. Around two-thirds of those who gambled in the past year did so online, either exclusively or in combination with offline methods.

Online gambling has seen a sharp rise since 2019, growing from 7.9% to 14%. Among boys, the rate jumped to 20%; among girls, it more than tripled to 8.7%. Sweden, Slovenia and Kosovo report the highest levels of online activity, while Italy and Spain remain more anchored to traditional gambling formats.

Notably, in countries like Portugal, the gender gap is pronounced 80% of boys gamble online, compared to just 43% of girls.

Using the Lie/Bet screening tool, ESPAD found that the number of students exhibiting potentially harmful gambling behaviours has almost doubled, from 4.7% in 2019 to 8.5% in 2024.

“While this proportion remains much higher among boys, the increase is more pronounced among girls,” the report warns.

Digital Addiction is the greatest concern
The shift in behavioural risk isn’t confined to gambling. ESPAD notes that digital gaming and social media are now deeply embedded in teenage life.

Four out of five students played digital games in the past month, and 70% did so on school days. Boys remain the dominant gamers (89%), but the gender gap is narrowing fast — girls’ gaming participation has more than tripled since 2015.

Problematic gaming, though, remains largely a male issue as 30% of boys report self-perceived risk related to gaming, compared to 13% of girls. Conversely, girls are more affected by social media. Nearly half of all students (47%) scored high on the perceived social media risk scale, with the figure climbing to 53% for girls.

“This is no longer a conversation about just smoking or drinking,” the report suggests. “Digital behaviours now rival substances in terms of potential for harm.”

Poor mental well-being
Mental health has taken centre stage in the 2024 survey, with the WHO-5 Well-Being Index introduced for the first time. Only 59% of students reported good mental health, with wide disparities across regions and between genders.

The Faroe Islands, Iceland and Denmark scored highest, while war-affected Ukraine and parts of Eastern Europe reported the lowest levels.

A troubling gender gap emerges here too. On average, 69% of boys reported good mental well-being, compared to just 49% of girls. In countries like Italy and Poland, the difference exceeds 30 percentage points.

ESPAD has further highlighted the significance of preventive actions to avoid bad outcomes. 72% of students had participated in at least one prevention activity in the previous two years, although engagement varies greatly by region.

Awareness campaigns were more prevalent in eastern Europe, while skills-based interventions, which are considered more effective, were common in the west and south. Girls were more likely to attend sessions focused on substance abuse, while boys were more engaged in topics like gaming and gambling.

EUDA makes it clear that schools, youth services and governments must adapt rapidly to the changing landscape of adolescent risk. “Mental well-being and prevention must become core pillars of youth support systems,” the report states. “We are seeing new behaviours with significant potential for harm, and they demand equally modern, evidence-based responses.”

Read more

Flutter, Betsson, named latest offenders in Swedish AML probe

Spelinspektionen has tabled a SEK 13.5m (£1m) bill to Flutter and Betsson over various AML failures breaching Swedish regulations.

In particular, the culprits this time were Flutter’s subsidiary TSG Interactive PLC, Betsson’s Nordic division, and ComeOn Group’s Snabbare Ltd.

TSG Interactive PLC
TSG Interactive is an operator licensed in Malta, who is also part of The Stars Group – which in turn is owned by Flutter Entertainment.

According to Sweden’s gambling authority, the company inhibited major shortcomings when it comes to customer due diligence and the collection of information regarding money transfers.

Spelinspektionen was not satisfied with the collected evidence of transaction assessment, which led it to believe that TSG Interactive lacked the capabilities to determine whether the sources of customer income were legitimate or posed money laundering risks.

The infringement dates back to 2023, having been uncovered through a subsequent regulatory probe in May 2024.

Sweden adopted new penalty calculations in June 2024, which were meant to impact operators significantly more by making the fee a percentage of either their turnover or gross gambling revenue.

Due to the failings taking place prior to that change, the reciprocal monetary sanction – a total of SEK 7m – was administered under the old rules, with the maximum fee amount capped at €1m (approx. SEK 10.5m) purely for AML violations.

Betsson Nordics
Similarly to the previous case, Spelinspektionen conducted a routine check into Betsson Nordics’ customer due diligence process in May 2024.

The same methodology was used as before, where 10 customers active throughout 2023 were picked based on spend and age. Spelinspektionen found that four customers aged between 20 and 24 had accumulated total deposits of between SEK 133,584 and SEK 273, 699 within the span of six months.

Four others, aged between 25 and 29, had a total deposit amount of between SEK 274,640 and SEK 491,950, again in the span of a few months.

Driven by the belief that people that age usually do not have such amounts to spend on recreational gambling, Spelinspektionen determined that Betsson Nordics should’ve classified these customers as ‘high risk’ punters – something that the operator did not do.

The outcome was the same as in the case with TSG, a sanction of SEK 6.5m due to the failures occurring before June 2024.

Snabbare Ltd
The third operator of the trio is a subsidiary of ComeOn Group. Snabbare has been ComeOn’s Sweden-specific brand since 2017, operating under a dual Swedish and Maltese license.

Again, the company exhibited insufficient due diligence procedures throughout 2023, similar to the other two on the list. Only this time, Snabbare managed to get away with the smallest sanction of SEK 5.5m.

However, the igaming operator is a recurring character on Spelinspektionen’s regulatory sanctions list. Back in 2021, it was hit with a major penalty of SEK 65m (£5m) for offering players recurring bonuses when only one-time bonuses are allowed in Sweden.

That amount was calculated based on the company’s GGR for that year, as again, the €1m maximum cap was exclusive to AML violations, unlike bonus abuse failings. But again, as of June 2024, AML sanctions are now also based on total turnover/GGR.

Read more

Licenses suspended in Brazil as regulatory action intensifies 

The regulatory hammer has intensified in Brazil as the country’s Secretariat of Prizes and Betting (SPA) has removed seven betting licenses over compliance failures.

As the market continues to mature and evolve, the latest steps mark the country’s most stringent step in terms of regulatory enforcement.

The landmark steps come as a result of the compliance shortcomings of the seven firms, after they failed to follow Article 8 of Ordinance SPA/MF No. 722/2024, which required the submission of “cybersecurity evaluation reports” within a specific timeframe.

Whilst the suspension of the licenses is temporary, reverberations of the action will be felt across Brazil as the country’s market develops and evolves.

The operators facing a compliance review and who have had their licenses suspended are listed below:

1. Bell Ventures Digital Ltda – brand: BandBet

2. Bet.Bet Soluções Tecnológicas S.A. – brands: Bet.Bet, DonaldBet

3. Betesporte Apostas On Line Ltda – brands: BETesporte, Lance de Sorte

4. EA Entretenimento e Esportes Ltda – brands: Bateu Bet, HanzBet, Esportiva Bet

5. Logame do Brasil Ltda – brands: LíderBet, GeralBet, B2xBet

6. PixBet Soluções Tecnológicas Ltda – brands: PixBet, FlaBet, Bet da Sorte

7. SorteNaBet Gaming Brasil S.A. – brands: SorteNaBet, Betou, BetFusion

The news will also leave sports assessing its relationship with the gambling market, especially as it develops with PixBet being the principal sponsor of Flamengo FC, and BETesporte the sponsor of the state football championships of São Paulo (Paulista) and Rio de Janeiro (Carioca).

In a statement, the Ministry of Finance said the enforcement seeks to “safeguard the integrity of the regulated environment and protect Brazilian consumers by ensuring that all licensed operators can prove the cyber-resilience of their operations”.

SPA confirmed that sanction proceedings have begun. Continued non-compliance could trigger daily fines of R$40,000 and further penalties, including permanent licence revocation.

Furthermore, in comments provided to SBC Noticias Brazil, tax lawyer Kamilla Yazawa stated: “This represents a pivotal moment in Brazil’s regulation of online betting. Operators must recognise that the SPA is enforcing with full legal weight behind its policies.”

It comes amidst shifting stances on the marketing framework around Brazil, with development in the country continuing to take place.

Most recently, Brazil’s Sports Commission issued clearance to Bill 2,985/2023, which ushered in widespread new restrictions on when and how betting operators can promote themselves.

While the initial proposal called for a complete ban, a compromise – spearheaded by Senator Carlos Portinho – has led to a more measured, albeit still highly restrictive, approach to gambling marketing in the country.

Announcing the amendments, Portinho said: “One year after this law was passed, our society is sick, it is completely addicted to betting. Football clubs are addicted to betting. Communication companies are addicted to betting, to advertising, to the money they receive from betting. And with this pandemic, it is up to us to impose discipline.”

Read more