Europe

Andrew Rhodes: Commission has taken down thousands of illegal sites 

The UK Gambling Commission’s (UKGC) full attention remains on fighting the black market, the regulator’s CEO, Andrew Rhodes, has reaffirmed.

In a speech at the International Association of Gaming Regulators (IAGR) in Toronto, Rhodes made sure to highlight the UKGC’s continuous efforts to hit back at black market operators through a dedicated team created three-and-a-half years ago.

“We make sure there are penalties and disincentives for being in the illegal market, but also one of our obligations under the Gambling Act, which created us as an organisation is we are here to protect children and the vulnerable from being exploited by gambling,” Rhodes said.

Part of the Commission’s targeted campaign against unlicensed operators includes the disruption of online traffic through a close collaboration with search engines.

Rhodes added that he expects the UKGC to report a total of 200,000 URLs by the end of this financial year. As a result, there’s already been “nearly 100,000” blocked websites.

“We’re tracking over 1000 illegal operators as we try to shut them down… if we can remove things from search results, we make it harder to find, so we slow them down.”

Black market still in the spotlight
Despite the UKGC’s efforts, there is an interesting phenomenon going on in the UK where gambling brands that are typically unlicensed to operate are striking high profile sponsorship deals with sports clubs, particularly in the Premier League.

This led to a huge outcry earlier this year when TGP Europe was forced to leave the UK market and cease its white-label operations managing Asia-facing brands like DEBET and bj88 – partners of Wolverhampton Wanderers FC and AFC Bournemouth respectively.

Just last week, Leicester City announced that BC.GAME, another unlicensed operator, will continue to be the club’s principal partner through the 2025/26 season. All these instances are widely viewed as counter-intuitive to what the UKGC is aiming to achieve.

Potential tax hike could complicate things
On top of that, the next budget coming in on 26 November could potentially raise the tax rates for the gambling sector – with the UK Treasury looking at several options on the table.

One of which would be to align all three existing tax systems with the current Remote Gaming Duty (RGD) at 21%, which would impact the retail betting sector the hardest given that the levy there is currently at 15%.

However, another option being discussed is to raise the RGD rate from 21% to 50%, which would undoubtedly cast a huge shadow on the revenues of licensed online gambling operators. This might inadvertently impact the end user cost, leading to more black market migration.

Rhodes addressed taxation during his speech in Toronto, saying: “Now these are going to be really big debates and they’re taking place in many countries at the moment, and it is quite hard sometimes when different factors change to work out exactly what impact each individual component had.

“That’s why in GB, we’ve got an evaluation programme, which is to evaluate the impact, as best we possibly can of the different changes that the Gambling Act Review White Paper has delivered within our country.”

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Gary Neville’s Sky Bet feature puts ASA’s new guidance to the test

A Sky Bet ad featuring Gary Neville has placed the effectiveness of the Advertising Standards Authority’s (ASA) new guidance under the microscope.

The ASA has upheld its challenge that a promoted post on X by Sky Bet featuring an embedded video clip from the Overlap football podcast was likely to be of strong appeal to those under 18 years of age because of the presence of Neville. The decision was made in spite of Neville having retired from the game in 2011.

As a result, the ASA found that Bonne Terre Ltd, which trades as Sky Bet, had breached the advertising rules which all UK-licensed operators must follow.

Weighing up the risks

In reaching its decision, the ASA used new guidance released by the Committee of Advertising Practice (CAP) and the Broadcast Committee of Advertising Practice (BCAP), which considers that an influencer followed by over 100,000 social media accounts registered to people under-18 is “indicative of strong appeal”.

According to the ASA, when the ad was posted in February 2023, 5% of Neville’s 1.6 million Instagram followers were registered as under 18, which amounts to 80,000. Additionally, 1% of his 5.5 million X followers were registered as under 18, bringing his under-18 following on the two platforms to approximately 135,000.

The ASA could not garner the same data for under-18 followers on TikTok and Facebook, but noted that the former Manchester United right back had 963,400 and 42,395 followers on the platforms, respectively.

Although the new guidance has set the follower threshold at 100,000, it also clarifies that the ASA can deem a personality to be of strong appeal if they fall under that figure, or not of strong appeal even if they have more than 100,000 under-18 followers.

Given this case-by-case basis approach to regulating marketing, Sky Bet argued that Neville did not hold strong appeal to under-18s.

In the clip posted on X, Neville is seen participating in a fan debate on the Overlap podcast discussing which team would win the Premier League in that year. During the clip, Sky Bet’s logo appeared intermittently and at the end stated “brought to you by Sky Bet”, and the BeGambleAware logo appeared.

According to the ruling, Sky Bet stated that 1.2% of the Overlap’s audience was aged 13-17 years, and that figure dropped to 0.5% for the advertised episode.

The operator also noted that Neville ended his playing career in 2011 and fell into the category of “long retired”, which on its own would place the eight-time Premier League winner as low-risk of appealing to under-18s according to the CAP code.

Alongside the Overlap, Neville also works as a TV pundit on Premier League broadcasts and for England’s international matches. The ASA stated that, in this context only, this would place him in the “moderate risk” category of the guidance.

However, the ASA’s decision hinged on the demographics of his social media followers.

The ruling stated: “We considered that over 135,000 social media follower accounts registered to people under-18 was a significant number in absolute terms, with the true total figure potentially higher due to the absence of data for the other social media platforms.

“Although we accepted that his career as a football pundit and his media profile in isolation would have placed him within the ‘moderate risk’ category, we considered that a large number of social media follower accounts that were registered to under-18s and followed Neville indicated that the inclusion of Neville in an ad would make it of strong appeal to under-18s.”

Setting a precedent?

Although the ASA recognised that X had protection policies for under-18 users in 2023 and the ad was set to target over-25s with a stated interest in sport, it also noted that the platform relies on users self-verifying their age upon sign-up.

Like in a previous ruling against Midnite, it cited research from Ofcom that found 32% of eight to 17-year-olds with at least one social media account had a registered user age of 18 or above.

As a result, the ASA considered it likely that a significant number of children who had not used their real date of birth when signing up to X could see and be promoted to content from verified gambling accounts.

The ASA also addressed the issue of duplicate social media followers. While accepting that it is likely some individuals would follow the same person across different social media platforms, the ASA considered follower counts “a strong indication of that personality’s appeal and level of popularity”.

“In the absence of data indicating that duplication significantly reduced the follower count for a personality, we considered that advertisers should err on the side of assuming that all were individual followers,” the ruling continued.

Sky Bet were warned that the ad must not appear in its current form on social media again, and told not to include a person or character with a strong appeal to those under-18 in future advertising.

ASA accelerating action

Sky Bet was not the only operator to fall foul of the ASA in its latest set of rulings.

Eaton Gate Gaming Ltd, which trades as Kwiff, was similarly reprimanded for a post on Kwiff’s X account which featured Sir Lewis Hamilton.

The post in question featured text stating “A potentially huge weekend for Sir Lewis Hamilton ahead of the British Grand Prix at Silverstone [race car emoji] #F1”. The post contained an image of Sir Lewis Hamilton and a banner across the bottom that featured an 18+ symbol and the BeGambleAware.org logo.

Kwiff argued that the post followed CAP guidance, which stated that “motorsports and golf are more adult-oriented and unlikely to be of inherent ‘strong appeal”, and cited a 2022 report that found the median age of F1 fans was 32 and the majority were 25-44.

Kwiff also highlighted that its X page had 11,700 followers, and 0% of those were aged 13-17.

Given that the post was published the day before the 2024 British Grand Prix, which Hamilton won, the ASA ruled that the purpose of the communication was to promote Kwiff’s brand and gambling services, therefore, it fell under the scope of the CAP Code.

The ASA assessed that Hamilton’s “exceptional success” in his sport, social media presence and long-standing career place him as a household name in the UK.

CAP guidance states that sportspeople involved in clearly adult-oriented sports who are ‘notable stars’ with significant social media and general profiles which made them well known to under-18s were likely to be of ‘moderate risk’ of strong appeal to under-18s.

In the case of Hamilton, 4% of his 37.5 million followers on Instagram, approximately 1.5 million, were under 18 years of age.

This alone places him way above the 100,000 threshold, even before numbers from any other platforms are considered, and the ASA deemed him likely to have a strong appeal to under-18s.

“We acknowledged that Sir Lewis Hamilton was primarily famous for his association with an adult-oriented sport, but considered he was very well known to a general UK audience, including to children and young people. We considered, based on his public profile, commercial partnerships, media appearances and UK under-18 social media following, that he had strong appeal to under-18s,” the ruling concluded.

Betway Ltd was also reprimanded for airing a pre-roll YouTube advert that featured football fans wearing clothes and scarves with the Chelsea FC logo.

The ASA upheld a complaint that argued featuring the Chelsea logo would likely be of strong appeal to under-18s, and therefore breached the advertising code.

Under the CAP Code, football is deemed an activity of inherent strong appeal to under-18s.

Although the ASA noted that using the club logo in a standalone context would have been acceptable, showing it on fans’ scarves, lanyards and hats in the context of a stadium experience was likely to be of strong appeal to children and young people who supported Chelsea or followed football more widely.

Like with X, the ASA also cited YouTube’s age verification policy, which relies on users to self-report their age upon sign-up.

“Because YouTube was a media environment where users self-verified on customer sign-up and did not use robust age-verification, we considered that Betway had not excluded under-18s from the audience with the highest level of accuracy required for gambling ads where their content was likely to appeal strongly to under-18s,” the ruling explained.

Betway had argued that a brand lift survey showed that the ad campaign had resulted in an 8% increase in brand awareness, all of which was from YouTube users aged 55 and over.

The operator also stated that it had not included any active football play, wide shots of Chelsea’s Stamford Bridge stadium or extended views of the pitch to reduce the ad’s connection with football.

Both Kwiff and Betway were informed that their respective ads must not appear in their current form and warned against including people or characters who had a strong appeal to those under 18 years of age.

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Italy and Greece show highest levels of teenage gambling risk

Collective research gathered across all EU states calls for authorities to understand the intertwining threats and changes to gambling harms impacting teen behaviours, in which the individual context of EU nations must be understood.

European authorities and public health organisations have been alerted to changing habits of male adolescents engaging with gambling across EU states.

The warning comes from the collective research agency ESPAD – the European School Survey Project on Alcohol and Other Drugs – which has published its 2024 Report on “substance use and risk behaviours among school students in the EU.”

The 2024 Report marks the eighth wave of research conducted by ESPAD since 1995, covering 37 European countries and capturing responses from more than 113,000 students aged 15–16. This extensive survey represents the largest harmonised data collection on youth substance use and risk behaviours in Europe.

The ESPAD study aims to gather comparable and standardised data to analyse trends in alcohol use, tobacco/vaping, illicit drug consumption, non-medical pharmaceutical use, social media and gaming, and gambling behaviours.

The insights are geared toward helping public authorities, health agencies, and educational bodies design evidence-based mental health and addiction prevention strategies.

However, audiences are cautioned not to draw simplistic “like-for-like” comparisons between countries, given the varying national contexts in terms of education systems, social inequality, cultural norms, and data collection methods.

Gambling is an evolving risk
The 2024 report draws particular attention to the issue of gambling among adolescents, especially male students, framing it as a growing behavioural risk that now warrants equivalent concern to traditional substance use.

Across the 37 participating countries, 23% of students reported gambling for money in the past 12 months, with significant gender disparity – 30% of boys versus 13% of girls. This places gambling well behind alcohol and tobacco in terms of raw prevalence, but closer to substances like cannabis and vaping in terms of how many young people engage with it.

However, the depth of engagement and potential for harm is higher in gambling than in some other behaviours.

Among those who gambled, about 5% of students overall met the criteria for problematic or excessive gambling, based on the Lie/Bet screening tool. Boys account for the vast majority of these high-risk cases, with up to 9% of male students in some countries exhibiting signs of gambling addiction.

Gambling vs other risks
While alcohol remains the most commonly used substance among EU adolescents (73% lifetime use), and vaping is now more prevalent than traditional smoking (44% vs. 32%), gambling is increasingly seen as a digital-age addiction threat.

Unlike substances, gambling often escapes early detection and is facilitated by smartphone access, online games, and unregulated betting platforms.

The 5% problem gambling rate sits between high-risk cannabis use (around 6%) and more severe substance-related disorders, indicating that gambling deserves a priority place in youth risk-prevention policies.

Where Gambling Risk Is Highest
Countries with the highest prevalence of gambling among teens include:

Italy – 45%

Iceland – 41%

Greece – 36%

Lithuania and Cyprus – both near or above 35%
In the above countries, land-based gambling (e.g., scratch cards, slot machines, betting shops) remains widespread, but online and mobile-based gambling is rapidly rising, particularly among male students in urban centres.

The ESPAD 2024 report findings were highlighted by Greek public health agencies as a key factor prompting the government to launch a nationwide education campaign targeting teenage gambling harms as part of a new public health strategy to combat gambling harms growing across all ages.

The campaign will focus on school outreach, digital risk awareness, and parental guidance, and will roll out in phases through 2025.

In Italy, the report’s implications coincide with the government’s broader regulatory overhaul. The upcoming Reorganisation Decree of Gambling will introduce specific laws and protections for under-18s, which will be enforced as licensing conditions for all gambling operators.

The draft legislation includes stricter ID verification rules, a ban on gambling premises near schools and educational institutions and enhanced penalties for under-18 violations.

Italy’s decree is expected to be finalised and enacted by early 2026, marking a significant shift in the country’s approach to adolescent gambling protections.

Where Gambling Is Lowest

By contrast, countries such as: Georgia (9.5%( and Sweden, Iceland, and Norway (under 15%) report the lowest levels of adolescent gambling, thanks in part to stricter regulation, stronger youth protection measures, and public awareness campaigns.

These nations also tend to report lower rates of problem gambling, with fewer than 5% of gambling students flagged for risky behaviour.

Blurring lines of gaming and gambling
One of the most significant findings in the report is the changing form of gambling among teenagers impacting the overall engagement and perception of gambling activities.

Case in point, online gambling platforms and mobile betting apps are now more common among boys than traditional methods. ESPAD notes that around 65% of students who gamble now do so via online platforms, either exclusively or in combination with land-based gambling venues.
However, dynamics are beginning to blur due to teenagers engaging more frequently with social games and gamified loot boxes in video games, that contain similar reward mechanisms to gambling – a condition that is being scrutinised by multiple EU states.

The trend raises urgent concerns for regulators and educators, as gambling is now embedded within digital entertainment ecosystems where supervision is minimal and exposure begins early.

Youth context matters…
2024 findings confirm that gambling, once considered a marginal issue among adolescent health risks, has emerged as a digital behavioural concern with growing addiction potential, particularly among young males.

Although still less prevalent than alcohol or vaping, its rapid digitisation, high addiction risk, and co-occurrence with other risky behaviours mean it demands the urgent attention of EU public health and education authorities.

As with all ESPAD research, these results provide guidance for evidence-based policymaking, but with a clear caution: context matters, and country-specific interpretations are essential to effective activity.

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UK enforcement action casts shade over Unibet’s net zero goals

The operator of FDJ United’s Unibet brand in the UK has been charged by the UK Gambling Commission (UKGC) for social responsibility and AML licensing failures.

Platinum Gaming has received a warning, needs to pay the Commission £10m, and will have to undergo a third party audit to ensure it meets policies, procedures and controls.

Penalties and enforcement actions rarely reflect well on the companies involved, but this may be particularly bad PR for Unibet, which maintains its targets of one day achieving 0% revenue from gambling harm.

This is also the second time the London-headquartered firm, which operates FDJ’s Unibet under a white label deal as well as the bingo and online casino site UK.Bingo.com, has been hit with a regulator penalty.

The UKGC charged the firm £2.9m back in 2023, also for social responsibility and AML failures. 2022 and 2023 were particularly active years for the Commission with countless fines issued ranging from hundreds of thousands to tens of millions of British pounds.

Various operators received penalties for similar infractions during this time, with records broken via penalties against Entain and William Hill. The regulator itself has noted a slowdown in breaches in 2025, however.

“While industry wide progress has been made in reducing unchecked high spending, the failings at Platinum Gaming are particularly disappointing,” said John Pierce, Commission Director of Enforcement

“The case revealed serious shortcomings in customer interaction systems, including failures to identify and act on clear markers of harm.”

What not to do
The incidents at Platinum will be familiar to many. The Commission found cases of Unibet and/or Bingo.com customers losing ‘thousands within hours or days of registration’ without intervention, according to Pierce.

Specific examples highlighted included the customer interaction system failing to identify a player who lost £5,000 within 24 hours of registration as being at risk of harm. Another customer was not interacted with despite losing £31,000 within nine months.

On AML, the Commission determined that Platinum Gaming’s money laundering and terrorist financing risk assessment did not factor in accounts closed due to AML or counter-terrorist financing (CTF) concerns prior to 2023.

The regulator further asserted that Platinum Gaming’s AML policy lacked clarity around customer due diligence and did not consider high risk occupations, high levels of transactions and high loss levels.

“Customer reviews did not consistently consider high-risk factors, despite these being outlined in the licensee’s own framework,” said Pierce.

Not great for Net Zero
Unibet launched its 0% mission back in 2021. At the time it was part of the Kindred Group – itself having previously been called the Unibet group – alongside the 32Red online casino brand.

Both became part of French state-owned betting group La Française des Jeux (FDJ) in October 2024 when the French National Lottery operator bought Stockholm-based Kindred for €2.45bn (£2.06bn/$2.70bn). FDJ subsequently rebranded itself as FDJ United.

The net zero campaign saw Kindred and its brands commit to achieving 0% of its revenue from harmful gambling. Kindred gave quarterly updates on its net zero progress with the figure routinely hovering around 3%, though it did fall below this for the first time in Q3 2024.

Post-FDJ acquisition, Unibet and 32Red’s new owner has incorporated the net zero campaign into its own responsible gaming strategy. A regulatory penalty issued to the firm’s UK operator is not exactly a good look for this, however.

The penalty also comes at a time when FDJ United’s expansion into international betting via the Kindred takeover continues to hit hurdles, with the firm struggling to find revenue growth in Q3 while also feeling its bottom line bit by tax hikes in France and elsewhere.

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BOS study signals clear channelisation liabilities of Swedish Gambling 

Publishing a comparative study between Sweden and Denmark, trade body outlines clear liabilities of why a restrictive gambling regime is undermining online channelisation for online casino. As such, Swedish ministers must recognise mistakes and implement new policies and balanced protections in 2026.

The Riksdag has received the recommendations and insights on how to strengthen the channelisation rates of Sweden’s online gambling market, in the interest of maximising consumer protection.

A comparative study has been published by BOS, the Swedish Trade Association for Online Gambling, providing contrasts and comparisons with the neighbouring regime of Denmark.

The study, undertaken by independent law firm Nordic Legal, identifies why Sweden has failed to meet its 90% channelisation target — a principal objective of the 2019 re-regulation of gambling under the new regulatory framework of the Gambling Act (2018).

Audiences are reminded that neither Sweden nor Denmark are immune to offshore competition — a factor becoming increasingly opaque to consumers due to the recent rise of crypto casinos and skin betting websites targeting both nations regimes.

No hiding from data
Yet, on a comparative basis, the study finds that Denmark maintains higher overall channelisation due to more flexible controls and proportionate restrictions on online casinos, thereby supporting its regulatory strategy.

The study refers to two sources examining Swedish and Danish online casino trends. According to H2 Gambling Capital, both countries report an overall channelisation rate of 72%.

However, when broken down by segment, Sweden shows a lower channelisation rate in online casino (62%) compared to Denmark (70%), while Sweden outperforms Denmark in betting (83% vs 74%).

In contrast, an ATG Web Traffic Study reveals a more pronounced difference. It estimates Sweden’s overall channelisation at 68%, with only 57% for online casino and 77% for betting. Meanwhile, Denmark’s combined online casino and betting channelisation is significantly higher, ranging between 90% and 95%.

Sweden’s visible liabilities
Liabilities in online casino operations are particularly evident in the areas of product scope and advertising regulations. In Sweden, the narrow interpretation of permissible games — combined with the absence of a formal pre-approval mechanism — exposes operators to considerable compliance risks.

“New games must fall within the definitions of existing categories (casino, betting, etc.), which are subject to narrow interpretations. The Swedish Gambling Authority (SGA) offers limited formal guidance, and there is no pre-approval system to confirm that a new product is compliant before launch.”

This creates a risk-averse environment where operators may avoid innovation altogether for fear of regulatory sanction. By comparison, Denmark uses a defined positive list, offering greater regulatory clarity on permitted games. However, flexibility remains limited, as the process for adding new game formats such as crash games is slow and bureaucratic.

“While Denmark’s approach is more predictable, it remains inflexible for approving new formats… innovation is still restricted by the rigidity of the permitted list.”

A further liability for operators in Sweden lies in its strict regulation of advertising and customer bonuses. Swedish law permits only a one-time welcome bonus, while ongoing incentives and loyalty rewards are strictly prohibited.

“The prohibition on ongoing bonuses means that licensed operators have far fewer tools to compete for player loyalty compared with unlicensed operators, who face no such constraints.”

This has placed licensed operators at a clear commercial disadvantage, particularly in the online casino segment, where consumer engagement and promotional flexibility are essential.

“Operators reported that the one-bonus rule puts them in an impossible position: the retention of customers is hindered, while the unlicensed market freely uses aggressive and continuous promotions.”

In contrast, Denmark permits both acquisition and retention bonuses under a structured framework, including caps and transparency requirements, allowing licensed operators to compete more effectively without compromising responsible gambling standards.

These differences not only affect business viability but also undermine consumer protection. Licensed Swedish operators are unable to effectively retain players, pushing users toward offshore sites that are unregulated, riskier, and untaxed, contributing directly to the country’s lagging channelisation rates in the online casino vertical.

Easy channelisation fixes
The headline recommendation for improving channelisation urges the Swedish government to repeal the current restrictions on customer bonuses and introduce a new framework for customer incentives and engagement.

To this end, BOS recommends that Swedish authorities collaborate more closely with licensed operators to broaden the scope and interpretation of permissible online casino features and functionalities.

BOS also supports the expansion of enforcement powers for Spelinspektionen, Sweden’s gambling regulator, particularly in enabling direct blocking measures against black market operators. However, for these powers to be effective, the Inspectorate must be adequately resourced and introduce a formal pre-approval process for new products.

Licensed operators should be empowered to play a greater role in consumer protection through enhanced regulatory guidance and open dialogue. Importantly, they must be informed of current channelisation rates as part of regulatory conditions, ensuring transparency and shared responsibility in maintaining a well-functioning gambling market.

BOS has also expressed support for the regulatory reforms proposed by Consumer Affairs Commissioner Marcus Isgren, particularly those aimed at broadening the scope and interpretation of the Swedish Gambling Act to improve competitiveness and regulatory clarity.

However, the trade body has firmly rejected the 81 smart proposals submitted by Svenska Spel CEO Anna Johnson, criticising them as overly restrictive and damaging to competition in the games of chance sector. BOS argues that the proposals would entrench monopoly-like conditions and hinder innovation within the licensed market.

Gustaf Hoffstedt: BOS
“We hope that the report will be a useful tool and encourage Sweden to find inspiration in several of the measures and approaches that have been so successfully implemented in Denmark. Some of them are strictly rule-based, such as how loyalty programmes are regulated. Some are more difficult to approach and of a cultural nature — but just as important — and are connected to the policymaker’s attitude towards the industry it is supervising,” said Gustaf Hoffstedt, Secretary General of BOS.

“Hopefully, this report can inspire policymakers in Sweden to choose the path of regulation that strengthens the licensed gambling market and, as a consequence, strengthens consumer protection — as neighbouring Denmark has successfully proven is possible,” Hoffstedt concludes.

2026: Year of Reckoning
Swedish gambling licensees have been advised to prepare for a transformative 2026, as the government prepares to implement a comprehensive ban on all credit-related transactions from April.

Spelinspektionen has also been granted expanded powers to strengthen enforcement and increase penalties for non-compliance and failures relating to duty of care.

As it stands, the Swedish Riksdag is expected to vote by the end of the year on a series of amendments to the Gambling Act. These include new definitions of unlicensed gambling activity, promotional restrictions, marketing rules, and customer engagement standards.

BOS has not yet received confirmation on whether the government will incorporate any of its key recommendations, as Sweden continues its ongoing and evolving review of national gambling legislation.

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Unibet faces €75m Dutch consumer claim on pre-licence activities 

Unibet Netherlands faces a collective compensation claim of €75m led by Dutch consumer-claims organisation Dynamiet.

A lawsuit has been filed representing 2,500 Dutch customers of Unibet NL who seek lost money from the operator,for facilitating illegal online gambling prior to the launch of the Remote Gambling Act (KOA) on 1 October 2021.

Dynamiet, which recently won a multi-million payout against the credit agency of Bureau Krediet Registratie (BKR), has now turned its focus to the online gambling sector.

The organisation stated that it is pursuing a “first-of-its-kind legal challenge” against a gambling firm seeking a Dutch licence, arguing that operators who profited from illegal activity before regulation should face restitution claims.

At that time, Unibet and other offshore casinos were operating without a Dutch licence — a status that claimants argue rendered their gambling losses unlawful.

Leading the claim, Deepak Thakoerdien, Dynamiet’s cofounder, said the move reflects the organisation’s broader mission to secure justice for those who were financially and emotionally harmed by unregulated online gambling.

“For many of these people, it’s not just about money — it’s about recognition,” he explained. “They were ignored for years while being drained by an illegal casino. Waiting is for spectators; we are here to act.”

Dynamiet has confirmed that it will initially file claims for 1,000 players, with the remaining 1,500 to be added in stages, bringing the total claim value to approximately €75 million. The action targets Kindred Group, Unibet’s parent company, and its subsidiary Risepoint.

According to Dutch iGaming news outlet CasinoNieuws.nl, the summons has already been formally served by a court bailiff. -“The case is being heard by the District Court of The Hague and concerns two entities: Kindred Group Limited (formerly Kindred Group Plc) and Risepoint Limited (formerly Trannel International Limited). Risepoint is no longer part of the group following Kindred’s recent acquisition by FDJ (now FDJ United).”

CasinoNieuws.nl further reports that Dynamiet accuses Unibet of admitting Dutch players for years without holding a valid licence, while failing to meet mandatory player-safety checks such as Know Your Customer (KYC) procedures.

The legal services provider claims that Dutch consumers could deposit via iDEAL, use Dutch-language customer service, and play on a Dutch-language website, all of which suggest that the operator specifically targeted the Dutch market in violation of gambling law.

The combined losses of the players involved have amounted to approximately €75 million, money Dynamiet argues was “unlawfully obtained”, since agreements between Unibet and Dutch players should be considered as “null and void.”

The organisation also points to a 2019 fine imposed by Kansspelautoriteit (KSA), the Netherlands Gambling Authority against Unibet for operating illegally, arguing that the company “deliberately acted in violation of the Gambling Act.”

“You can’t avoid responsibility,” Dynamiet stated in its press release.

In 2019, during the final phase of the KOA’s passage, the Dutch House of Representatives (Kamer) chose not to impose retroactive tax liabilities on operators for their pre-market activities — a decision that drew criticism from several ministers.

However, the Kansspelautoriteit (KSA) implemented a cooling-off period for operators such as Unibet, which already held a significant Dutch customer database, a judgement the regulator deemed to be in the market’s interest.

As a result, Unibet’s market launch was delayed until 4 July 2022, one year after the KOA regime came into effect.

The claim against Unibet forms part of a wider campaign by Dynamiet, which in early 2025 announced its intention to take legal action against six other foreign gambling brands including PokerStars, Betsson, N1 Casino, Bwin, LeoVegas, and 888 Casino. Collectively, these cases represent around 5,000 players and €100 million in alleged losses.

Unlike typical litigation funds, Dynamiet operates independently and self-finances its actions on a no-cure-no-fee basis, charging a 33% commission only upon success.

Legal experts see the Unibet case as a potential landmark for retroactive liability in Dutch gambling law. If successful, it could open the door for further mass claims against operators that accepted Dutch players before the KOA regime, setting a precedent for historic accountability in Europe’s regulated gambling markets.

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Slovakia reshuffles Gambling Office leadership for second time in 2025

The Republic of Slovakia has reorganised the leadership ranks of the Office for the Regulation of Gambling (ÚRHH) for the second time this year.

The Ministry of Finance confirmed that Libuša Baranová has been appointed Director General of the gambling authority, following a decision by Finance Minister Ladislav Kamenický.

The change sees Jana Mravíková, who had led the ÚRHH since April, move to the position of Director of the Department of Economics and Operations, effective 1 October 2025.

Mravíková had assumed the top post earlier this year after the departure of Martin Bohoš, who had served as Director General since 2019.

Upon leaving office, Bohoš had called for a full review of Gambling Act of Slovakia, warning that the framework was failing to keep pace with rapid growth of online casino and insufficient consumer safeguards.

The latest leadership change arrives amid mounting political pressure to overhaul gambling governance in Slovakia. The Sports and Tourism Minister, Rudolf Huliak, has tabled a new set of amendments designed to deepen the social responsibility and duties of gambling operators towards Slovak consumers and sports funding.

Huliak has repeatedly argued that Slovakia must “regulate, not promote gambling“, emphasising greater protection for vulnerable players and stricter enforcement against illegal operators.

Elsewhere, opposition parties from the Christian Democratic Movement (KDH) have demanded that the Ministry of Finance conduct a tax audit into the gambling sector. The party questions why national wagers have increased sharply, yet tax receipts remain stagnant at €340m.

KDH leaders have accused the ministry of neglecting oversight duties while regulated operators continue to benefit from low transparency and inconsistent enforcement.

Of significance, a series of reports by the Supreme Audit Office and the Institute for the Regulation of Gambling (IPRHH) have highlighted that regulatory shortcomings must be addressed, with Slovakia’s current system described as fragmented, under-resourced, and outdated.

As Baranová takes charge, industry observers expect the new leadership to focus on restoring public confidence, strengthening consumer protections, and ensuring that gambling taxation and regulatory practices are aligned with Slovakia’s broader fiscal and social policy goals.

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UK Gambling Commission set to redefine deposit limits for customer clarity

The UK Gambling Commission will implement a new meaning to deposit limits in 2026 to provide clarity and consistency for customers.

Online operators will be required to provide customers with the opportunity to set a deposit limit based solely on their deposit amount paid into their account over a set period of time.

The changes will be integrated in stages, coming into effect from 30 June 2026.

To avoid any sort of misunderstanding, only this form of limit may be called a “deposit limit”, meaning the current gambling support tool of the same name will have to be redefined.

Operators will also be able to offer different limits, such as loss limits or limits where withdrawals are accounted for.

The changes are being made in line with the 2023 Gambling White Paper and are a result of a consultation between March and April 2025, which examined the definition of deposit limits in the Remote Gambling and Software Technical Standards.

“Our work will help empower consumers to have greater awareness and control over their gambling,” commented Helen Rhodes, Commission Director of Major Policy Projects.

“These further changes will also bring consistency and clarity for those consumers choosing to set deposit limits, while still supporting gambling businesses to offer customer choice for different forms of limits.”

Currently, operators must offer tools to help customers set personal budgets with ease at registration or when they make their first deposit. The rules are being amended to provide customers with clarity and consistency.

With the changes being implemented in stages, operators will be required to do the following from 31 October 2025:

Prompt customers before their first deposit to set a financial limit, as well as make it easy to review and alter their limit.

Issue reminders every six months for customers to review account and transaction information, helping them maintain control of their gambling spend.

Offer financial limits using free text at an account level to help customers set meaningful limits.

Provide financial limit setting facilities via clear and accessible links on their home and deposit pages, with the number of clicks to reach these facilities minimised.

Take immediate action on all customer requests to decrease their financial limit.

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Estonia told that AML safety comes before gambling tax breaks

The Ministry of Finance of Estonia has declared that it will consider all economic risk elements before its signs-off on any tax cuts granted for online gambling.

The statement follows a recent assessment by the Financial Intelligence Unit (FIU), which reported a growing number of anti–money laundering (AML) incidents linked to gambling operators, particularly those serving cross-border markets.

Officials acknowledged that such incidents were “not unexpected” as Estonia’s gambling profile continues to shift toward online and international operations, but stressed that no new fiscal incentives would be granted without robust safeguards in place.

Breaks on wheels in motions

Treasury Deputy Evelyn Liivamägi said the Ministry would not support “any tax relief that weakens supervision or increases exposure to financial crimes.”

She added: “Estonia’s goal is not to become a soft target for unregulated capital. Tax changes can only be justified if we are certain that operators are fully vetted — their licences, IT systems, payments, and compliance records must meet the highest standards.”

The Ministry’s cautious tone could complicate the Reform–Eesti 200 coalition’s Economic Plan for Gambling, a programme included in the government’s 2023–2028 pact, which envisages Estonia emerging as a technology and operations hub for the European iGaming sector, potentially rivalling Malta.

The plan’s proposal to reduce the remote gambling tax by 0.5 percentage points annually until reaching 4% of GGR by 2028 — has been promoted by coalition lawmakers as a lever for foreign investment and a boost to sports funding.

“The wheels are in motion,” said Madis Timpson, Chair of the Riigikogu Legal Affairs Committee and the driving force behind the reform. “We see an opportunity to attract international operators, build local technology capacity, and reinvest part of the revenue into sport and culture. It’s about competitiveness and about showing that Estonia can think bigger.”

Full scale vetting
However, the Finance Ministry’s review could slow the legislative process, with officials insisting on a comprehensive vetting of all operators before any fiscal breaks are granted.

This includes not only checking licences but also verifying IT infrastructure, payment systems, and historical compliance records.

Liivamägi confirmed that new supervision measures would accompany any reforms, including stricter licensing audits and enhanced reporting obligations for foreign-facing platforms.

Finance Minister Jürgen Ligi has warned colleagues that “tax breaks for gambling represent a political risk,” arguing that reforms must strike a balance between competitiveness and accountability.

“We cannot simply lower rates and expect investment to follow. Our credibility depends on supervision, on traceable flows of money, and on cooperation with international partners.”

Industry analysts have also cast doubt on the government’s ambitions.

In a recent briefing titled “Pirates of the Baltic”, consultancy Regulus Partners criticised the policy as “too late and too contradictory,” warning that Estonia risks cutting taxes on a declining revenue base as major markets such as Finland, Ireland, and Norway move to license their own online gambling sectors.

Regulus noted that Estonia’s existing low taxes — currently 6% of GGR — have already attracted significant offshore activity, but that most of this income originates from unregulated or soon-to-be-regulated markets.

By 2027, the consultancy predicts, up to 60% of Estonia’s offshore hub revenues could vanish, leaving the government with fewer options to sustain its tax base.

“Estonia’s bid to rival Malta comes a decade too late,” Regulus commented.

“The country’s offshore model is being built on sand. Once Finland and Ireland regulate, and Norway tightens enforcement, the very markets fuelling Estonia’s hub status will disappear. At that point, the government will have cut taxes into a shrinking base — and the fiscal gap will be politically explosive.”

“The danger,” the firm added, “is not only economic but reputational. If Estonia enforces international standards rigorously, operators will move elsewhere. If it relaxes them to stay attractive, it risks being labelled the new ‘Malta problem’ of the north. Either path creates tension that no 4% tax can resolve.”

Has the ship sailed for Estonia
Prime Minister Kaja Kallas has so far maintained a measured position, describing the gambling tax debate as a “useful but delicate” part of Estonia’s broader fiscal reform agenda.

While backing the coalition’s goal of economic diversification, Kallas has reiterated that gambling revenues must remain tied to responsible and transparent outcomes, such as funding national sports infrastructure.

“We will not jeopardise Estonia’s reputation for financial integrity,” Kallas said in a press briefing last month. “Becoming a technology hub means meeting the highest regulatory and ethical standards — not lowering them.”

Despite Estonia’s many advantages — a fast-growing digital economy, a skilled tech workforce, and a reputation for regulatory efficiency — analysts and officials alike warn that the window to become a major European iGaming hub may have already closed.

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Sweden’s BOS slams Svenska Spel’s proposals as self-interested fuel for black market

Branschföreningen för Onlinespel (BOS), the Swedish Trade Association for Online Gambling, has called out Svenska Spel for its recent proposals for the country’s gambling industry, suggesting that they would “harm consumer protection”.

The Government-owned gambling operator published an op-ed in Dagens Industri, Sweden’s largest business newspaper, at the beginning of the month, with a report on the country’s market being published at the same time.

Svenska Spel laid out 18 proposals to solve problems within the Swedish gambling industry, including stronger protections for young people, stopping unlicensed operators and classifying forms of gambling with different levels of risk, including stricter requirements, such as tighter marketing restrictions, for high-risk verticals, with online casinos mentioned.

Even greater illegal market shares

It is the latter point which BOS has argued against, publishing its own op-ed in Dagens Industri and a post on its website. The trade association stated that the restrictions would mainly affect online casinos, which already face tough competition from unlicensed and illegal operators.

As such, BOS believes the proposal would damage protections to guard customers and award “even greater market shares” to unlicensed and illegal online casinos.

“It is a natural consequence if the legally licensed gambling companies are prevented or prohibited from marketing themselves and their products,” commented BOS Secretary General Gustaf Hoffstedt.

“The proposal that Svenska Spel dresses up in the name of consumer protection would therefore, on the contrary, harm consumer protection, as we know that a transition from licensed to unlicensed gambling entails an increased risk of problem gambling.”

BOS added that marketing restrictions, or even an advertising ban, on online casinos would benefit Svenska Spel commercially because of its monopoly on the lottery.

Hoffstedt said: “A ban on advertising for online casino would mean an enormous advantage for the monopolist Svenska Spel, which then, as the only operator on the Swedish gambling market, can indirectly continue to advertise online casino via its lottery products.”

Regulatory review

The arguments made by BOS compound on its calls in September for Swedish decision makers to undertake more effective regulatory action and to review the current legislative structure for the country’s licensed gambling market.

This request followed a report by Spelinspektionen, the Swedish gambling authority, which estimated that the country’s market channelisation rate in 2024 was 85%, down 1% when compared to the previous year’s 86%.

Hoffstedt commented: “With this assessment, the SGA confirms that Sweden’s major problem in the gambling market is online casino. It is unacceptable that around a quarter of all online casino gambling is leaking out of the licensed market.

“It is equally unacceptable that this has been accepted by political decision-makers for half a decade, since the channelisation has also been low in previous assessments, without effective regulatory measures being taken.

“Later this month, gambling investigator Marcus Isgren’s proposal to change the scope of the Gambling Act will be presented. It is a welcome change in the law that will criminalise almost all unlicensed gambling in Sweden.

“But anyone who understands the gambling market knows that the elephant in the room is that the licensed market is so tightly regulated that it does not appear attractive enough in the eyes of the consumer. Without a review of, for example, the total ban on bonuses and other loyalty programs, next year’s channelisation assessment from the SGA will also be a disappointment.”

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