Sweden sets new compliance charter on credit checks and real-time exclusion

The period of May to August 2026 will see Sweden’s gambling industry enter a new era of compliance and regulatory control imposed by the Gambling Inspectorate, Spelinspektionen, and the Ministry of Finance, Finansdepartementet.

The update follows Spelinspektionen executing its first compliance directive of the “comprehensive ban on credit transactions” enforced as a regulatory condition on Swedish gambling licences as of 1 May 2026.

The credit ban is the first consumer protection of the new compliance charter of the Swedish Gambling Act of 2018.

Niklas Wykman

Compliance reforms were overseen by Financial Markets Minister Niklas Wykman in cooperation with Marcus Isgren, the Chairman of Reklamationsnämnden Sweden’s Consumer Disputes Board.

From 1 May 2026, all Swedish gambling licences must ensure that customer deposits are not processed from sources that can be traced to credit cards, overdrafts, financial loans and buy-now-pay-later (BNPL) services.

The first of kind compliance ..